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Chapter 348: Chapter 285 Find Them For Me! (Seeking Subscriptions!)_1
Such a big incident happened, and Tang Qing didn’t dare to procrastinate. If this family really couldn’t be found, the trouble would be significant. Nobody knew if an unqualified monthly assessment record would have any severe implications in the future.
Besides, it was 2005 now, land transport vehicles like trains and cars had not implemented real-name systems, and the road traffic monitoring network was not yet well developed. Finding someone in the vast sea of people was no small feat.
Tang Qing then hurriedly called his aunt, telling her not to wait for him for dinner because a classmate was throwing a birthday party. He then immediately had Sun Chao drive over to pick him up and informed He Zixin to go to Lu Jianhui’s factory together to discuss the matter.
The quicker such a matter was handled, the better.
Such incidents had occurred before, and Tang Qing had set appropriate rules for Sky Eye. The borrowed money needed to be secured, preferably with collateral and pledge. However, no rules in the world are absolute and without loopholes. If a risk-control measure could completely avoid loan risks, there would be no bad debts in banks, no unpaid debts, no countless missing bosses, and no bankrupt small loan companies.
If Tang Qing were to operate banks for lending in the future, bad debts could not be avoided as they would be absolutely horrifying.
For instance, an individual could have a good credit score.
They might also have suitable, high-quality collateral and pledged items.
Every clause ensures complete safety.
However, a fire could cause all collateral and pledged items to burn away, creating an unavoidable bad debt that couldn’t be resolved even by raising the dead.
Such circumstances would dumbfound everybody.
Other than that, the likelihood of collateral ’disappearing’ peculiarly is more frequent than one might expect.
Bad debt is an issue all banks and loan institutions cannot avoid.
Identify a problem, resolve the problem.
As simple as that.
Twenty minutes later, Tang Qing arrived at Lu Jianhui’s shoe factory and even brought along a soldier to help analyze the situation, not for safety protection.
He Zixin and Lu Jianhui had already been waiting there, both of their faces turning ugly; He Zixin was outraged, and Lu Jianhui was guilty. The machines in the factory were still running non-stop, with the workers pulling an all-nighter.
Seeing Tang Qing get off the car, He Zixin stepped forward and greeted, "Boss Tang."
"Hmm, let’s go into the office and talk. Boss Lv, lead the way." Tang Qing told Lu Jianhui, his face serious. However, it wasn’t directed at anyone, but rather, at the situation. 𝓷𝓸𝓿𝓅𝓊𝓫.𝒸ℴ𝓶
In such a situation, there’s no right or wrong; it’s just a case of bad luck. Blaming Lu Jianhui wouldn’t be fair. After all, it was Sky Eye who contacted Lu Jianhui in the first place, checking if there were any trustworthy borrowers. Strictly speaking, Lu Jianhui was doing them a favor. Turning against him just because he couldn’t help wouldn’t be right. If he couldn’t understand that logic, he must have wasted all those years living.
"Boss Tang, I’m really sorry to have caused such a big problem." Lu Jianhui sighed. He hadn’t expected such a thing to happen.
Tang Qing had a slight smile on his face and comforted him, "Alright, now is not the time to talk about this. Don’t blame yourself too much. You didn’t do it on purpose. We just need to figure out how to find them and solve the problem."
"Right, let’s go this way." Lu Jianhui led the way.
They all entered the office.
Instead of listening to reports, Tang Qing looked through the original loan materials again.
The borrower was called Meng Shengrong, the boss of a furniture factory. His assets were around five million RMB. He was an old friend of Lu Jianhui for many years. Preliminary investigations showed that he had excellent personal credit, did good business, owned a house and car, and naturally passed according to Tang Qing’s screening rules. In the end, he borrowed one million RMB with a two-month term, with a monthly interest rate of one percent.
The loan was used to pay the bills of downstream material suppliers and purchase equipment to expand production. The factory’s cash flow and all other aspects had no issues. Although there was no guarantor and collateral, he pledged some shares of the factory.
After everything was settled, Sky Eye didn’t just let things be. Instead, they visited the factory every week to chat, ensuring that the other party would not directly flee. Although this measure seemed very low-class.
But this time, the phone call couldn’t get through. Upon investigation, the factory had been transferred to someone else three days ago, the house was sold, and the person had disappeared, with the phone being disconnected. So now, the problem isn’t just about the inability to repay loans, but also the shares issue of the furniture factory. However, shares are a minor issue because Tang Qing only had one goal for lending out money—recouping cash. Other than that, he didn’t care about any collateral or pledges, and the system didn’t keep track of them either.
This was indeed a pit. If there were difficulties, you should just say so, and I could help you. What use is your share to me if you ran away? Even if the one-million collateral has appreciated a hundredfold to a hundred million or even a billion, Tang Qing wouldn’t be interested because what he needed was to complete the task.
"Boss Lv, how much do you know about Meng Shengrong?" Tang Qing asked after putting down the materials.
"Boss Tang, I’ve known Meng Shengrong for over ten years. He doesn’t gamble or smoke, his family life is harmonious, and he is a very decent person. He even lent me money and helped me several times. Otherwise, I wouldn’t have introduced him to you. I know about his factory and that it’s doing well. I really can’t understand why he would run away." Lu Jianhui shook his head and sighed. He couldn’t understand at all.
"Boss, he didn’t lie." The soldier who came along leaned over and whispered into Tang Qing’s ear.
This was why he had brought the soldier here and came to see Lu Jianhui. Firstly, he needed to ensure that it was not a scheme against him. As long as it wasn’t, that was fine. If someone he was familiar with calculated against him like this, he would be quite upset.
"Alright, Perfect Zi, you can go off work first, Boss Lv and I will go to their house to have a look." Tang Qing turned to He Zixin and spoke. The following matters were not suitable for He Zixin to be involved in.
"I’ll go too." He Zixin spoke.
"No need. You can’t lend a hand." Tang Qing waved his hand and said.
"Alright then, if you need my help, just give me a call." He Zixin didn’t persist any longer. She staying here really wouldn’t be of much help.
"Alright."
After He Zixin left, Tang Qing and Lu Jianhui went to Meng Shengrong’s previous residence.
They knocked on the door.
After a while, a middle-aged woman opened the door, looking at Tang Qing and the few big men behind him, she asked timidly, "Who are you looking for?"
"Hello, may we come in and sit down? We want to ask you about Meng Shengrong." Tang Qing said with a smile.
"You may come in." The middle-aged woman stepped aside from the doorway.
As soon as he entered, Tang Qing saw a gentlemanly middle-aged man with glasses and two teenagers having dinner in the dining room. There was fear in their eyes.
Tang Qing waved and smiled at them, "Sorry for interrupting your dinner by coming so late."
"Not at all, you’re not intruding." The middle-aged man quickly replied. Lu Jianhui had been here earlier, so they knew what was going on and assumed that Tang Qing was a loan shark.
"How much did you pay for this house, and did Meng Shengrong say anything?" Tang Qing asked the woman.
"I bought it last Monday for a total of 180,000. He just said he needed money urgently and didn’t look too good, so I didn’t ask too much." The woman quickly explained.
"Did he leave anything behind?" Tang Qing asked again.
"When they left, they didn’t take any furniture or anything. They left quite a bit behind, all in the study and storage room. I didn’t sell any of it." The woman said.
"Would it be possible for our people to take a look?"
"Of course." The woman agreed.
Immediately, Tang Qing signaled with his eyes, and one of the fighters immediately followed her to the study. Tang Qing didn’t follow. As for searching for things or clues, Little Two was far more capable. His purpose in coming here was, first, to confirm that the people here weren’t lying, and second, to see if he could find any clues.
When the fighter entered the study, Sun Chao stayed on the side.
The entire family at the dining table looked a bit scared as they watched this group of people.
Tang Qing could only respond with a bitter smile.
He’s not a villain, but he’s being regarded as a loan shark, leaving him feeling quite helpless.
Darn it.
Tang Qing amused himself by watching their television in the living room. Ten minutes later, the fighter came out. He didn’t say much but handed over some photos. They were family portraits of Meng Shengrong’s family, taken at the end of last year, forgotten, and left inside a book.
"At least we’ve got something."
Tang Qing sighed in relief. Now with the pictures, he could activate Little Two’s surveillance analysis ability, and with clear photos, things would at least be better than nothing.
He knew that the command room must have begun searching already.
After that, Tang Qing asked a few more ridiculous questions, such as about relationships or whether they knew where Meng Shengrong went. Everyone was somewhat taken aback, but they didn’t think Tang Qing was being dumb. Even if he wanted to, he wouldn’t be dumb over one million.
Sun Chao also found it strange. One million RMB was a fortune to him, but to Tang Qing, it was trivial. He didn’t understand why Tang Qing cared so much about it, but he didn’t feel like it was his place to ask.
After those stupid questions, the fighter also confirmed that this family was not lying.
Upon hearing this, a frown creased Tang Qing’s forehead. Now things were complicated. Although they had Meng Shengrong’s household registration information, the data showed that the parents of the couple had already passed away. They had some relatives who were all within the province, but were they really going to send a fighter to each relative’s house to search?
What the hell.
He is a good guy, not a loan shark.
Just as Tang Qing was fretting, the fighter suddenly leaned in and whispered, "Boss, the command room has discovered something. Video surveillance analysis shows that Meng Shengrong’s family arrived in the province city the day before yesterday and disappeared in a neighborhood yesterday afternoon. The specific address is unknown."
Upon hearing this news.
Tang Qing’s mouth dropped open slightly.
Have they found him already?
What efficiency!!
It’s only been a few minutes.
Tang Qing felt invigorated suddenly, happiness came so abruptly! But then, he considered the incredibly high exchange traffic of the communication server didn’t require one-by-one or area-by-area scans, but simultaneous surveillance of all areas. By invading and having the other side download special intelligent video compression software, it allowed nearly a tenfold compression and upload, while also executing simple analysis and recognition in the server.
If not, then with current internet bandwidth, such a move would have crashed all the surveillance video servers long ago, and there would undoubtedly be a massive lag.
However, Tang Qing never considered using this software and was too lazy to even consider the idea of compressing the software. This kind of thing is best kept for his own use, why bother selling it?
"Find their exact location for me." Tang Qing immediately whispered the command.
"Yes, sir." The fighter responded.
Of course, this was a promise on behalf of the command room. After saying this, the fighter stood by the side.
PS: It feels like the plot thread’s dragged out long....
